{"id":28746,"date":"2023-12-19T08:15:10","date_gmt":"2023-12-19T07:15:10","guid":{"rendered":"https:\/\/www.ekonomiforetag.se\/?p=28746"},"modified":"2024-04-19T15:41:04","modified_gmt":"2024-04-19T13:41:04","slug":"avtala-for-att-sakra-betalning","status":"publish","type":"post","link":"https:\/\/www.ekonomiforetag.se\/sv\/2023\/12\/19\/avtala-for-att-sakra-betalning\/","title":{"rendered":"Avtala f\u00f6r att s\u00e4kra betalning"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-post\" data-elementor-id=\"28746\" class=\"elementor elementor-28746\" data-elementor-post-type=\"post\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-383e85f8 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"383e85f8\" data-element_type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t\t<div class=\"elementor-background-overlay\"><\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-8b4ddf6\" data-id=\"8b4ddf6\" data-element_type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-b79694b elementor-hidden-desktop elementor-hidden-tablet elementor-widget elementor-widget-image\" data-id=\"b79694b\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"300\" height=\"300\" src=\"https:\/\/easyfairsassets.com\/sites\/120\/2023\/12\/Jonathan-Schauman_Inkasso-Marginalen-1.png\" class=\"attachment-large size-large wp-image-28758\" alt=\"\" srcset=\"https:\/\/easyfairsassets.com\/sites\/120\/2023\/12\/Jonathan-Schauman_Inkasso-Marginalen-1.png 300w, https:\/\/easyfairsassets.com\/sites\/120\/2023\/12\/Jonathan-Schauman_Inkasso-Marginalen-1-150x150.png 150w\" sizes=\"(max-width: 300px) 100vw, 300px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-a8f16aa elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"a8f16aa\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-b996efe\" data-id=\"b996efe\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-10efbaed elementor-hidden-phone elementor-widget elementor-widget-image\" data-id=\"10efbaed\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" src=\"https:\/\/easyfairsassets.com\/sites\/120\/2023\/12\/Jonathan-Schauman_Inkasso-Marginalen-1.png\" title=\"Jonathan Schauman_Inkasso Marginalen\" alt=\"Jonathan Schauman_Inkasso Marginalen\" loading=\"lazy\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-9ccbba7\" data-id=\"9ccbba7\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-94e1734 elementor-widget elementor-widget-heading\" data-id=\"94e1734\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h1 class=\"elementor-heading-title elementor-size-default\">Avtala f\u00f6r att s\u00e4kra betalning<\/h1>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-794a992a elementor-widget elementor-widget-heading\" data-id=\"794a992a\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Jonathan Schauman, KAM &amp; Partneransvarig, Inkasso Marginalen<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<div class=\"elementor-element elementor-element-68e4aafc elementor-widget elementor-widget-spacer\" data-id=\"68e4aafc\" data-element_type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-119cde37 elementor-widget elementor-widget-text-editor\" data-id=\"119cde37\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>I tider av l\u00e5gkonjunktur kommer allt fler f\u00f6retag att beh\u00f6va t\u00e4nka p\u00e5 hur de s\u00e4kerst\u00e4ller att de f\u00e5r betalt. Under \u00e5r 2023 har vi sett att konkurserna i Sverige har \u00f6kat med 29 %*. Bland Kronofogdens statistik kan vi \u00e4ven se en kraftig \u00f6kning av det totala skuldbeloppet**. N\u00e4r kunden inte betalar som lovat f\u00f6rsv\u00e5ras situationen alldeles f\u00f6r ofta av att parterna inte \u00e4r \u00f6verens om vad som har avtalats. I n\u00e4sta led beh\u00f6ver \u00e4rendet att tas upp i domstol och leder till stora kostnader f\u00f6r den som inte har f\u00e5tt betalt av sin kund. D\u00e4rf\u00f6r har vi p\u00e5 Inkasso Marginalen tagit hj\u00e4lp av v\u00e5ra processjurister f\u00f6r att sammanst\u00e4lla n\u00e5gra punkter som \u00e4r bra att t\u00e4nka p\u00e5 n\u00e4r man avtalar med sin kund.<\/p><p><strong>Muntliga avtal. <\/strong>Inom en del branscher f\u00f6rekommer fortfarande muntliga \u00f6verenskommelser som sedan bara bekr\u00e4ftas per telefon. Muntliga avtal \u00e4r visserligen lika giltiga som skriftliga, men de \u00e4r mycket sv\u00e5rare att bevisa. De flesta avtal leder inte till tvist, men n\u00e4r det sker blir det ofta problematiskt och kan f\u00e5 stora konsekvenser f\u00f6r leverant\u00f6ren. Ett exempel p\u00e5 en s\u00e5dan situation \u00e4r att leverant\u00f6ren har genomf\u00f6rt reparation av en produkt \u00e5t en kund, i n\u00e4sta led v\u00e4grar kunden att betala fakturan och bestrider det \u00f6verenskomna priset. I de l\u00e4gen \u00e4r det sv\u00e5rt att styrka vad som egentligen \u00f6verenskommits om det inte finns dokumenterat skriftligt. Det \u00e4r \u00e4ven viktigt att dokumentationen inte \u00e4r ensidigt uppr\u00e4ttad, dvs det r\u00e4cker oftast inte med minnesanteckningar eller dokumentation enbart fr\u00e5n leverant\u00f6ren. En enkel mail- eller sms-konversation i stil med \u201dD\u00e5 g\u00f6r vi det h\u00e4r arbetet f\u00f6r 50 000 kr?\u201d med svaret \u201dOk\u201d r\u00e4cker l\u00e5ng v\u00e4g.<\/p><p><strong>Dokumentation<\/strong> \u00f6ver t.ex. skador, utf\u00f6rt arbete och leverans. Att det p\u00e5 fakturan st\u00e5r \u201dArbete 12h\u201d \u00e4r ofta otillr\u00e4ckligt om man inte kan ber\u00e4tta vad som utf\u00f6rts. Leveransgodk\u00e4nnande annan dokumentation \u00f6ver leverans avhj\u00e4lper den relativt vanliga inv\u00e4ndningen \u201dJag har inte mottagit X\u201d.<\/p><p><strong>Dokumentera bestridandet. <\/strong>Ibland kan kunden i ett tidigt skede bestrida med en viss inv\u00e4ndning f\u00f6r att sedan inv\u00e4nda med en annan. Det f\u00f6rekommer till exempel att kunden f\u00f6rst inv\u00e4nder att \u201dprodukten \u00e4r trasig\u201d f\u00f6r att sedan \u00e4ndra sig till \u201djag har aldrig mottagit produkten\u201d. Det \u00e4r v\u00e4rdefullt underlag att ha med sig i en eventuell domstolsprocess. \u00c4ven utf\u00e4stelser i stil med \u201dJag har inte haft m\u00f6jlighet att betala \u00e4n\u201d eller \u201dJag betalar inom kort\u201d \u00e4r viktigt att dokumentera ifall kunden i ett senare skede p\u00e5st\u00e5r att inv\u00e4ndningen grundar sig i n\u00e5got annat.<\/p><p><strong>Avtala om skyldighet att uppdatera adress och kontaktuppgifter. <\/strong>Det underl\u00e4ttar kommunikationen och f\u00f6rsv\u00e5rar f\u00f6r motparten att inv\u00e4nda om att man inte har mottagit information.<\/p><p>F\u00f6r att sammanfatta rekommenderar vi goda rutiner f\u00f6r dokumentation f\u00f6r att undvika problem med att f\u00e5 betalt i ett senare skede. \u00c4ven om de flesta avtal inte leder till tvist kan det i v\u00e4rsta fall bli v\u00e4ldigt dyrt. Om sv\u00e5righeter med att f\u00e5 betalt tar upp f\u00f6r mycket tid som skulle kunna anv\u00e4ndas till k\u00e4rnverksamheten kan det \u00e4ven vara en god id\u00e9 att till exempel ta hj\u00e4lp av ett inkassobolag.<\/p><p>K\u00e4lla: <br \/>uc.se\/konkursstatistik\/*<br \/>Kronofogdens Halv\u00e5rsstatistik &#8211; Antal ans\u00f6kningar om betalningsf\u00f6rel\u00e4ggande mot fysiska personer och antalet ber\u00f6rda personer, halv\u00e5rsstatistik 2017-2023**<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-6f285e90 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"6f285e90\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-7d685f70\" data-id=\"7d685f70\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-2a6ae203 elementor-widget elementor-widget-image\" data-id=\"2a6ae203\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.inkassomarginalen.se\/\" target=\"_blank\">\n\t\t\t\t\t\t\t<img decoding=\"async\" width=\"800\" height=\"449\" src=\"https:\/\/easyfairsassets.com\/sites\/120\/2023\/09\/inkassomarginalen_logo_rgb_green-1-1024x575.png\" class=\"attachment-large size-large wp-image-25986\" alt=\"Auto-Onboarding\" srcset=\"https:\/\/easyfairsassets.com\/sites\/120\/2023\/09\/inkassomarginalen_logo_rgb_green-1-1024x575.png 1024w, https:\/\/easyfairsassets.com\/sites\/120\/2023\/09\/inkassomarginalen_logo_rgb_green-1-300x169.png 300w, https:\/\/easyfairsassets.com\/sites\/120\/2023\/09\/inkassomarginalen_logo_rgb_green-1-768x432.png 768w, https:\/\/easyfairsassets.com\/sites\/120\/2023\/09\/inkassomarginalen_logo_rgb_green-1-1536x863.png 1536w, https:\/\/easyfairsassets.com\/sites\/120\/2023\/09\/inkassomarginalen_logo_rgb_green-1.png 1920w\" sizes=\"(max-width: 800px) 100vw, 800px\" \/>\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-59febf6d\" data-id=\"59febf6d\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-236a382d elementor-widget elementor-widget-heading\" data-id=\"236a382d\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Dela i sociala medier:<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2d85c026 elementor-share-buttons--view-icon elementor-share-buttons--skin-minimal elementor-share-buttons--shape-rounded elementor-grid-0 elementor-share-buttons--color-official elementor-widget elementor-widget-share-buttons\" data-id=\"2d85c026\" data-element_type=\"widget\" data-widget_type=\"share-buttons.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-grid\" role=\"list\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-grid-item\" role=\"listitem\">\n\t\t\t\t\t\t<div class=\"elementor-share-btn elementor-share-btn_facebook\" role=\"button\" tabindex=\"0\" aria-label=\"Share on facebook\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-share-btn__icon\">\n\t\t\t\t\t\t\t\t<i class=\"fab fa-facebook\" aria-hidden=\"true\"><\/i>\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-grid-item\" role=\"listitem\">\n\t\t\t\t\t\t<div class=\"elementor-share-btn elementor-share-btn_twitter\" role=\"button\" tabindex=\"0\" aria-label=\"Share on twitter\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-share-btn__icon\">\n\t\t\t\t\t\t\t\t<i class=\"fab fa-twitter\" aria-hidden=\"true\"><\/i>\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-grid-item\" role=\"listitem\">\n\t\t\t\t\t\t<div class=\"elementor-share-btn elementor-share-btn_linkedin\" role=\"button\" tabindex=\"0\" aria-label=\"Share on linkedin\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-share-btn__icon\">\n\t\t\t\t\t\t\t\t<i class=\"fab fa-linkedin\" aria-hidden=\"true\"><\/i>\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7b2e9bf1 elementor-widget elementor-widget-heading\" data-id=\"7b2e9bf1\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Andra inl\u00e4gg <\/br>som kan passa dig:<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-41540eb8 elementor-grid-1 elementor-grid-tablet-2 elementor-grid-mobile-1 elementor-posts--thumbnail-header elementor-card-shadow-yes elementor-posts__hover-gradient elementor-widget elementor-widget-posts\" data-id=\"41540eb8\" data-element_type=\"widget\" data-settings=\"{&quot;cards_wex_columns&quot;:&quot;1&quot;,&quot;cards_wex_columns_tablet&quot;:&quot;2&quot;,&quot;cards_wex_columns_mobile&quot;:&quot;1&quot;,&quot;cards_wex_row_gap&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:35,&quot;sizes&quot;:[]},&quot;cards_wex_row_gap_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;cards_wex_row_gap_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]}}\" data-widget_type=\"posts.cards_wex\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-posts-container elementor-posts elementor-posts--skin-cards elementor-grid\" role=\"list\">\n\t\t\t\t<article class=\"elementor-post elementor-grid-item post-28698 post type-post status-publish format-standard has-post-thumbnail hentry category-ekonomi category-foretagande category-tips\" role=\"listitem\">\n\t\t\t<div class=\"elementor-post__card\">\n\t\t        <a class=\"elementor-post__thumbnail__link\" href=\"https:\/\/www.ekonomiforetag.se\/sv\/2023\/12\/14\/det-ar-alltid-lage-for-nasta-digitala-kliv\/\">\n            <div class=\"elementor-post__thumbnail\"><img decoding=\"async\" width=\"300\" height=\"157\" src=\"https:\/\/easyfairsassets.com\/sites\/120\/2023\/12\/Fortnox-blogginlagg-300x157.png\" class=\"attachment-medium size-medium wp-image-28694\" alt=\"\" srcset=\"https:\/\/easyfairsassets.com\/sites\/120\/2023\/12\/Fortnox-blogginlagg-300x157.png 300w, https:\/\/easyfairsassets.com\/sites\/120\/2023\/12\/Fortnox-blogginlagg-1024x536.png 1024w, https:\/\/easyfairsassets.com\/sites\/120\/2023\/12\/Fortnox-blogginlagg-768x402.png 768w, https:\/\/easyfairsassets.com\/sites\/120\/2023\/12\/Fortnox-blogginlagg.png 1200w\" sizes=\"(max-width: 300px) 100vw, 300px\" \/><\/div>\n        <\/a>\n        \t\t<div class=\"elementor-post__text\">\n\t\t\t\t<h3 class=\"elementor-post__title\">\n\t\t\t<a href=\"https:\/\/www.ekonomiforetag.se\/sv\/2023\/12\/14\/det-ar-alltid-lage-for-nasta-digitala-kliv\/\" >\n\t\t\t\tDet \u00e4r alltid l\u00e4ge f\u00f6r n\u00e4sta digitala kliv\t\t\t<\/a>\n\t\t<\/h3>\n\t\t        <a href=\"https:\/\/www.ekonomiforetag.se\/sv\/2023\/12\/14\/det-ar-alltid-lage-for-nasta-digitala-kliv\/\" class=\"elementor-post__excerpt\">\n            <p>Det \u00e4r alltid l\u00e4ge att ta n\u00e4sta digitala kliv. Att dra f\u00f6rdel av smart teknik, automatisera arbetet p\u00e5 redovisningsbyr\u00e5n och frig\u00f6ra tid f\u00f6r samarbetet med klienterna. H\u00e4r g\u00e5r vi igenom varf\u00f6r ni ska se \u00f6ver era arbetss\u00e4tt och b\u00f6rja anv\u00e4nda er unika position och expertis \u2013 och bli framtidens redovisningskonsult.<\/p>\n        <\/a>\n        \n\t\t<a class=\"elementor-post__read-more\" href=\"https:\/\/www.ekonomiforetag.se\/sv\/2023\/12\/14\/det-ar-alltid-lage-for-nasta-digitala-kliv\/\" aria-label=\"Read more about Det \u00e4r alltid l\u00e4ge f\u00f6r n\u00e4sta digitala kliv\" tabindex=\"-1\" >\n\t\t\tL\u00e4s mer \u00bb\t\t<\/a>\n\n\t\t        <div class=\"elementor-post__meta-data\">\n            \t\t<span class=\"elementor-post-date\">\n\t\t\tdecember 14, 2023\t\t<\/span>\n\t\t\t\t<span class=\"elementor-post-avatar\">\n\t\t\tInga kommentarer\t\t<\/span>\n\t\t        <\/div>\n        \t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/article>\n\t\t\t\t<article class=\"elementor-post elementor-grid-item post-19256 post type-post status-publish format-standard has-post-thumbnail hentry category-ekonomi category-foretagande category-tips\" role=\"listitem\">\n\t\t\t<div class=\"elementor-post__card\">\n\t\t        <a class=\"elementor-post__thumbnail__link\" href=\"https:\/\/www.ekonomiforetag.se\/sv\/2023\/04\/04\/5-skal-att-digitalisera-byrans-kyc-process\/\">\n            <div class=\"elementor-post__thumbnail\"><img loading=\"lazy\" decoding=\"async\" width=\"300\" height=\"157\" src=\"https:\/\/easyfairsassets.com\/sites\/120\/2023\/04\/Accountec-300x157.jpg\" class=\"attachment-medium size-medium wp-image-19257\" alt=\"Karta KYC, know your customer\" srcset=\"https:\/\/easyfairsassets.com\/sites\/120\/2023\/04\/Accountec-300x157.jpg 300w, https:\/\/easyfairsassets.com\/sites\/120\/2023\/04\/Accountec.jpg 640w\" sizes=\"(max-width: 300px) 100vw, 300px\" \/><\/div>\n        <\/a>\n        \t\t<div class=\"elementor-post__text\">\n\t\t\t\t<h3 class=\"elementor-post__title\">\n\t\t\t<a href=\"https:\/\/www.ekonomiforetag.se\/sv\/2023\/04\/04\/5-skal-att-digitalisera-byrans-kyc-process\/\" >\n\t\t\t\t5 sk\u00e4l att digitalisera byr\u00e5ns KYC-process\t\t\t<\/a>\n\t\t<\/h3>\n\t\t        <a href=\"https:\/\/www.ekonomiforetag.se\/sv\/2023\/04\/04\/5-skal-att-digitalisera-byrans-kyc-process\/\" class=\"elementor-post__excerpt\">\n            <p>Lagstiftningen kr\u00e4ver idag att redovisnings- och revisonsbyr\u00e5er genomf\u00f6r KYC (Know Your Customer, eller kundk\u00e4nnedom) varje \u00e5r. Det inneb\u00e4r att ni b\u00e5de beh\u00f6ver g\u00f6ra en \u00f6vergripande riskbed\u00f6mning av hela byr\u00e5ns verksamhet samt kontrollera varje kund \u00e5rligen.<\/p>\n        <\/a>\n        \n\t\t<a class=\"elementor-post__read-more\" href=\"https:\/\/www.ekonomiforetag.se\/sv\/2023\/04\/04\/5-skal-att-digitalisera-byrans-kyc-process\/\" aria-label=\"Read more about 5 sk\u00e4l att digitalisera byr\u00e5ns KYC-process\" tabindex=\"-1\" >\n\t\t\tL\u00e4s mer \u00bb\t\t<\/a>\n\n\t\t        <div class=\"elementor-post__meta-data\">\n            \t\t<span class=\"elementor-post-date\">\n\t\t\tapril 4, 2023\t\t<\/span>\n\t\t\t\t<span class=\"elementor-post-avatar\">\n\t\t\tInga kommentarer\t\t<\/span>\n\t\t        <\/div>\n        \t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/article>\n\t\t\t\t<article class=\"elementor-post elementor-grid-item post-42983 post type-post status-publish format-standard has-post-thumbnail hentry category-ekonomi category-foretagande category-tips\" role=\"listitem\">\n\t\t\t<div class=\"elementor-post__card\">\n\t\t        <a class=\"elementor-post__thumbnail__link\" href=\"https:\/\/www.ekonomiforetag.se\/sv\/2025\/06\/26\/next-stop-finance-2030\/\">\n            <div class=\"elementor-post__thumbnail\"><img loading=\"lazy\" decoding=\"async\" width=\"300\" height=\"169\" src=\"https:\/\/easyfairsassets.com\/sites\/120\/2025\/06\/v26_Ekonompodden-300x169.jpg\" class=\"attachment-medium size-medium wp-image-42986\" alt=\"Martin M Eriksson och Christoffer Mattsson fr\u00e5n Ekonompodden\" srcset=\"https:\/\/easyfairsassets.com\/sites\/120\/2025\/06\/v26_Ekonompodden-300x169.jpg 300w, https:\/\/easyfairsassets.com\/sites\/120\/2025\/06\/v26_Ekonompodden-1024x576.jpg 1024w, https:\/\/easyfairsassets.com\/sites\/120\/2025\/06\/v26_Ekonompodden-768x432.jpg 768w, https:\/\/easyfairsassets.com\/sites\/120\/2025\/06\/v26_Ekonompodden-1536x864.jpg 1536w, https:\/\/easyfairsassets.com\/sites\/120\/2025\/06\/v26_Ekonompodden.jpg 1920w\" sizes=\"(max-width: 300px) 100vw, 300px\" \/><\/div>\n        <\/a>\n        \t\t<div class=\"elementor-post__text\">\n\t\t\t\t<h3 class=\"elementor-post__title\">\n\t\t\t<a href=\"https:\/\/www.ekonomiforetag.se\/sv\/2025\/06\/26\/next-stop-finance-2030\/\" >\n\t\t\t\tNext Stop \u2013 Finance 2030\t\t\t<\/a>\n\t\t<\/h3>\n\t\t        <a href=\"https:\/\/www.ekonomiforetag.se\/sv\/2025\/06\/26\/next-stop-finance-2030\/\" class=\"elementor-post__excerpt\">\n            <p>Next Stop \u2013 Finance 2030 Ny teknik. Nya krav. Nya m\u00f6jligheter f\u00f6r dig som leder i finans. N\u00e5got h\u00e5ller p\u00e5 att f\u00f6r\u00e4ndras i finansv\u00e4rlden. AI<\/p>\n        <\/a>\n        \n\t\t<a class=\"elementor-post__read-more\" href=\"https:\/\/www.ekonomiforetag.se\/sv\/2025\/06\/26\/next-stop-finance-2030\/\" aria-label=\"Read more about Next Stop \u2013 Finance 2030\" tabindex=\"-1\" >\n\t\t\tL\u00e4s mer \u00bb\t\t<\/a>\n\n\t\t        <div class=\"elementor-post__meta-data\">\n            \t\t<span class=\"elementor-post-date\">\n\t\t\tjuni 26, 2025\t\t<\/span>\n\t\t\t\t<span class=\"elementor-post-avatar\">\n\t\t\tInga kommentarer\t\t<\/span>\n\t\t        <\/div>\n        \t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/article>\n\t\t\t\t<\/div>\n\t\t\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3e88c04e elementor-widget elementor-widget-spacer\" data-id=\"3e88c04e\" data-element_type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-750d9424 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"750d9424\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-15b94306\" data-id=\"15b94306\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-667d5ff6 elementor-widget elementor-widget-spacer\" data-id=\"667d5ff6\" data-element_type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>I tider av l\u00e5gkonjunktur kommer allt fler f\u00f6retag att beh\u00f6va t\u00e4nka p\u00e5 hur de s\u00e4kerst\u00e4ller att de f\u00e5r betalt. Under \u00e5r 2023 har vi sett att konkurserna i Sverige har \u00f6kat med 29 %.<\/p>\n","protected":false},"author":311,"featured_media":28747,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"elementor_header_footer","format":"standard","meta":{"_seopress_robots_primary_cat":"none","_seopress_titles_title":"","_seopress_titles_desc":"","_seopress_robots_index":"","footnotes":""},"categories":[270,312,271],"tags":[],"edition":[],"class_list":["post-28746","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-ekonomi","category-foretagande","category-tips"],"_links":{"self":[{"href":"https:\/\/www.ekonomiforetag.se\/sv\/wp-json\/wp\/v2\/posts\/28746","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.ekonomiforetag.se\/sv\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.ekonomiforetag.se\/sv\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.ekonomiforetag.se\/sv\/wp-json\/wp\/v2\/users\/311"}],"replies":[{"embeddable":true,"href":"https:\/\/www.ekonomiforetag.se\/sv\/wp-json\/wp\/v2\/comments?post=28746"}],"version-history":[{"count":5,"href":"https:\/\/www.ekonomiforetag.se\/sv\/wp-json\/wp\/v2\/posts\/28746\/revisions"}],"predecessor-version":[{"id":28814,"href":"https:\/\/www.ekonomiforetag.se\/sv\/wp-json\/wp\/v2\/posts\/28746\/revisions\/28814"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.ekonomiforetag.se\/sv\/wp-json\/wp\/v2\/media\/28747"}],"wp:attachment":[{"href":"https:\/\/www.ekonomiforetag.se\/sv\/wp-json\/wp\/v2\/media?parent=28746"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.ekonomiforetag.se\/sv\/wp-json\/wp\/v2\/categories?post=28746"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.ekonomiforetag.se\/sv\/wp-json\/wp\/v2\/tags?post=28746"},{"taxonomy":"edition","embeddable":true,"href":"https:\/\/www.ekonomiforetag.se\/sv\/wp-json\/wp\/v2\/edition?post=28746"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}