{"id":19256,"date":"2023-04-04T14:49:03","date_gmt":"2023-04-04T12:49:03","guid":{"rendered":"https:\/\/www.ekonomiforetag.se\/?p=19256"},"modified":"2024-04-19T15:44:42","modified_gmt":"2024-04-19T13:44:42","slug":"5-skal-att-digitalisera-byrans-kyc-process","status":"publish","type":"post","link":"https:\/\/www.ekonomiforetag.se\/sv\/2023\/04\/04\/5-skal-att-digitalisera-byrans-kyc-process\/","title":{"rendered":"5 sk\u00e4l att digitalisera byr\u00e5ns KYC-process"},"content":{"rendered":"\t\t
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5 SK\u00c4L ATT DIGITALISERA BYR\u00c5NS KYC-PROCESS\u200b<\/h1>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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Emelie Ljungberg, kommunikat\u00f6r, Accountec Byr\u00e5portal<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t
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Lagstiftningen kr\u00e4ver idag att redovisnings- och revisonsbyr\u00e5er genomf\u00f6r KYC (Know Your Customer, eller kundk\u00e4nnedom) varje \u00e5r. Det inneb\u00e4r att ni b\u00e5de beh\u00f6ver g\u00f6ra en \u00f6vergripande riskbed\u00f6mning av hela byr\u00e5ns verksamhet samt kontrollera varje kund \u00e5rligen.<\/b><\/p>

Att digitalisera KYC-processen kan b\u00e5de f\u00f6renkla och spara tid f\u00f6r byr\u00e5n. Samtidigt ser ni till att lagstiftningen f\u00f6ljs, undviker dyra b\u00f6ter och d\u00e5ligt rykte. H\u00e4r ger vi er fem goda sk\u00e4l att digitalisera byr\u00e5ns KYC-process.<\/p>

S\u00e5 s\u00e4ger lagstiftningen om KYC<\/strong>
KYC st\u00e5r f\u00f6r Know Your Customer, eller kundk\u00e4nnedom och inbegriper bland annat kontroll av PEP (politiskt exponerad person) och AML (anti-penningtv\u00e4tt). Regelverket syftar till att f\u00f6rhindra att f\u00f6retag utnyttjas f\u00f6r penningtv\u00e4tt och terrorismfinansiering och det \u00e4r byr\u00e5ns ansvar att:<\/p>

  1. \u00c5rligen g\u00f6ra en allm\u00e4n riskbed\u00f6mning av den egna verksamheten.<\/li>
  2. \u00c5rligen dokumentera kundk\u00e4nnedom, vem\/vilka som kontrollerar f\u00f6retaget och riskkvalificera kunderna.<\/li>
  3. Fortl\u00f6pande utbilda personal i regelverket.<\/li>
  4. Ha rutiner f\u00f6r att uppt\u00e4cka och f\u00f6rhindra penningtv\u00e4tt och terrorismfinansiering.<\/li>
  5. Rapportera misst\u00e4nkta beteenden till Finanspolisen.<\/li><\/ol>

    Spara tid genom att digitalisera KYC-processen<\/strong>
    Genom att hantera KYC-processen f\u00f6r byr\u00e5ns kunder digitalt automatiserar och f\u00f6renklar ni hela f\u00f6rfarandet och sparar mycket administrativ tid j\u00e4mf\u00f6rt med manuell hantering av KYC.<\/p>

    S\u00e5 h\u00e4r kan en helt digital KYC-process se ut:<\/p>

    1. Automatisk kontroll av bolagsuppgifter, PEP och AML.<\/li>
    2. Kunden bekr\u00e4ftar bolagsuppgifterna digitalt.<\/li>
    3. Kunden besvarar ett antal standardfr\u00e5gor.<\/li>
    4. Byr\u00e5n besvarar sj\u00e4lva ett antal fr\u00e5gor, g\u00f6r en riskbed\u00f6mning av kunden och motiverar sin bed\u00f6mning.<\/li>
    5. KYC:n signeras och all dokumentation sparas digitalt.<\/li><\/ol>

      Genom att alla steg g\u00f6rs digitalt g\u00e5r det direkt ut automatiska p\u00e5minnelser n\u00e4r kunden eller byr\u00e5n passerat deadline. Det \u00e4r ocks\u00e5 snabbt och enkelt att ta ut en riskanalysrapport som b\u00e5de ger en \u00f6verblick \u00f6ver statusen f\u00f6r KYC f\u00f6r byr\u00e5ns samtliga kunder och hj\u00e4lper till med den sammanlagda riskbed\u00f6mningen av byr\u00e5ns verksamhet.<\/p>

      \u201dEn helt digital process med en automatiserad checklista f\u00f6r kundk\u00e4nnedom g\u00f6r det enkelt och tydligt att fastst\u00e4lla risken i kundrelationen baserat p\u00e5 FAR:s, SRF:s och L\u00e4nsstyrelsens krav och normer\u201d, s\u00e4ger Lars Lejdborg, Partner Manager p\u00e5\u00a0<\/em>Accountec<\/a>.<\/em><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t

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      Det r\u00e4cker inte att st\u00e4lla fr\u00e5gor till kunden en g\u00e5ng, n\u00e4r kunden \u00e4r ny. S\u00e5 h\u00e4r kan en digital process f\u00f6r fortl\u00f6pande riskbed\u00f6mning se ut.<\/em><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t

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      5 f\u00f6rdelar med ett digitalt workflow f\u00f6r KYC<\/strong><\/p>

      1. Smart och tidsbesparande – inget behov av att s\u00f6ka information och dokumentera manuellt.<\/li>
      2. Direkta kopplingar till register f\u00f6r kontroll – Bolagsverket, globala sanktionsregister och PEP-register.<\/li>
      3. Sparar tid och h\u00f6jer kvaliteten genom att l\u00e5ta kunden bidra i processen via f\u00e4rdiga fr\u00e5geformul\u00e4r och f\u00f6rifyllda checkboxar.<\/li>
      4. Slipper kr\u00e5ngel med vidimerade ID-handlingar n\u00e4r legitimering kan g\u00f6ras digitalt med BankId.<\/li>
      5. Ger b\u00e4ttre kontroll och \u00f6versikt \u00f6ver status f\u00f6r samtliga kunder d\u00e5 all dokumentation sparas direkt p\u00e5 r\u00e4tt st\u00e4lle, helt digitalt.<\/li><\/ol>

        Med en digital KYC-process f\u00e5r ni som byr\u00e5 full kontroll p\u00e5 alla era kunder och kan fullf\u00f6lja kundk\u00e4nnedomsdokumentation och riskklassificering i enlighet med de lagkrav som st\u00e4lls p\u00e5 redovisnings- och revisionsbyr\u00e5er.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t

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        Dela i sociala medier:<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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        Andra inl\u00e4gg <\/br>som kan passa dig:<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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        \"Philip<\/div>\n <\/a>\n \t\t
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        \n\t\t\t\n\t\t\t\tD\u00e4rf\u00f6r \u00e4r digital f\u00f6rs\u00e4ljning avg\u00f6rande f\u00f6r att st\u00e4nga fler aff\u00e4rer\t\t\t<\/a>\n\t\t<\/h3>\n\t\t \n

        D\u00e4rf\u00f6r \u00e4r digital f\u00f6rs\u00e4ljning avg\u00f6rande f\u00f6r att st\u00e4nga fler aff\u00e4rer N\u00e4r jag b\u00f6rjade arbeta med f\u00f6rs\u00e4ljning var logiken enkel. Telefonen var det viktigaste verktyget och<\/p>\n <\/a>\n \n\t\t\n\t\t\tL\u00e4s mer \u00bb\t\t<\/a>\n\n\t\t

        \n \t\t\n\t\t\tmars 15, 2026\t\t<\/span>\n\t\t\t\t\n\t\t\tInga kommentarer\t\t<\/span>\n\t\t <\/div>\n \t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/article>\n\t\t\t\t
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        \"Fyra<\/div>\n <\/a>\n \t\t
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        \n\t\t\t\n\t\t\t\t”R\u00e5dgivning – s\u00e5 h\u00e4r kommer din byr\u00e5 ig\u00e5ng” – Sammanfattning av scensamtalet\t\t\t<\/a>\n\t\t<\/h3>\n\t\t \n

        Under Ekonomi & F\u00f6retag h\u00f6lls panelsamtalet \u201dR\u00e5dgivning \u2013 s\u00e5 h\u00e4r kommer din byr\u00e5 ig\u00e5ng\u201d. R\u00e5dgivning \u00e4r en v\u00e4xande trend i branschen och n\u00e5got som fler b\u00f6r implementera f\u00f6r att h\u00e5lla sig konkurrenskraftiga.<\/p>\n <\/a>\n \n\t\t\n\t\t\tL\u00e4s mer \u00bb\t\t<\/a>\n\n\t\t

        \n \t\t\n\t\t\tdecember 1, 2022\t\t<\/span>\n\t\t\t\t\n\t\t\tInga kommentarer\t\t<\/span>\n\t\t <\/div>\n \t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/article>\n\t\t\t\t
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        \"\"<\/div>\n <\/a>\n \t\t
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        \n\t\t\t\n\t\t\t\tTech & Tugg Breakfast Club Edition\t\t\t<\/a>\n\t\t<\/h3>\n\t\t \n

        V\u00e4lkommen till Tech & Tugg Breakfast Club Edition i Stockholm! Den 23 september, innan vi sl\u00e5r upp d\u00f6rrarna till Ekonomi & F\u00f6retag, bjuder Accountec in till Tech & Tugg Breakfast Club Edition.<\/p>\n <\/a>\n \n\t\t\n\t\t\tL\u00e4s mer \u00bb\t\t<\/a>\n\n\t\t

        \n \t\t\n\t\t\taugusti 28, 2026\t\t<\/span>\n\t\t\t\t\n\t\t\tInga kommentarer\t\t<\/span>\n\t\t <\/div>\n \t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/article>\n\t\t\t\t<\/div>\n\t\t\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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        <\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t
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        <\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"

        Lagstiftningen kr\u00e4ver idag att redovisnings- och revisonsbyr\u00e5er genomf\u00f6r KYC (Know Your Customer, eller kundk\u00e4nnedom) varje \u00e5r. Det inneb\u00e4r att ni b\u00e5de beh\u00f6ver g\u00f6ra en \u00f6vergripande riskbed\u00f6mning av hela byr\u00e5ns verksamhet samt kontrollera varje kund \u00e5rligen.<\/p>\n","protected":false},"author":311,"featured_media":19257,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"elementor_header_footer","format":"standard","meta":{"_seopress_titles_title":"","_seopress_titles_desc":"","_seopress_robots_index":"","_seopress_robots_follow":"","_seopress_robots_imageindex":"","_seopress_robots_snippet":"","_seopress_robots_primary_cat":"none","_seopress_robots_breadcrumbs":"","_seopress_robots_freeze_modified_date":"","_seopress_robots_custom_modified_date":"","_seopress_robots_canonical":"","_seopress_social_fb_title":"","_seopress_social_fb_desc":"","_seopress_social_fb_img":"https:\/\/easyfairsassets.com\/sites\/120\/2023\/04\/Accountec.jpg","_seopress_social_fb_img_attachment_id":0,"_seopress_social_fb_img_width":0,"_seopress_social_fb_img_height":0,"_seopress_social_twitter_title":"","_seopress_social_twitter_desc":"","_seopress_social_twitter_img":"","_seopress_social_twitter_img_attachment_id":0,"_seopress_social_twitter_img_width":0,"_seopress_social_twitter_img_height":0,"_seopress_redirections_value":"","_seopress_redirections_enabled":"","_seopress_redirections_enabled_regex":"","_seopress_redirections_logged_status":"both","_seopress_redirections_param":"","_seopress_redirections_type":301,"_seopress_analysis_target_kw":"ekonomi,ekonomi & f\u00f6retag,Accountec,KYC,kundk\u00e4nnedom,KYC-process","_seopress_news_disabled":"","_seopress_video_disabled":"","_seopress_video":[{"url":"","title":"","desc":"","thumbnail":"","duration":"","rating":"","view_count":"","tag":""}],"_seopress_pro_schemas_manual":[],"_seopress_pro_rich_snippets_disable_all":"","_seopress_pro_rich_snippets_disable":[],"_seopress_pro_schemas":[],"footnotes":""},"categories":[270,312,271],"tags":[],"edition":[],"class_list":["post-19256","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-ekonomi","category-foretagande","category-tips"],"_links":{"self":[{"href":"https:\/\/www.ekonomiforetag.se\/sv\/wp-json\/wp\/v2\/posts\/19256","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.ekonomiforetag.se\/sv\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.ekonomiforetag.se\/sv\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.ekonomiforetag.se\/sv\/wp-json\/wp\/v2\/users\/311"}],"replies":[{"embeddable":true,"href":"https:\/\/www.ekonomiforetag.se\/sv\/wp-json\/wp\/v2\/comments?post=19256"}],"version-history":[{"count":0,"href":"https:\/\/www.ekonomiforetag.se\/sv\/wp-json\/wp\/v2\/posts\/19256\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.ekonomiforetag.se\/sv\/wp-json\/wp\/v2\/media\/19257"}],"wp:attachment":[{"href":"https:\/\/www.ekonomiforetag.se\/sv\/wp-json\/wp\/v2\/media?parent=19256"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.ekonomiforetag.se\/sv\/wp-json\/wp\/v2\/categories?post=19256"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.ekonomiforetag.se\/sv\/wp-json\/wp\/v2\/tags?post=19256"},{"taxonomy":"edition","embeddable":true,"href":"https:\/\/www.ekonomiforetag.se\/sv\/wp-json\/wp\/v2\/edition?post=19256"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}